VA

A VA loan is a terrific benefit to eligible veterans, active-duty members and active-duty reservist. First and foremost, we want to thank you for your service and sacrifice for our country. This loan product features 100% financing which means no down payment! Gift funds can be used toward closing cost as well. This loan is backed by the Department of Veteran Affairs. A VA loan is different from other government loans because there is no monthly or annual mortgage insurance. Flexible credit score and debt-to-income requirements provides the opportunity for more service members to qualify. A Certificate of Eligibility is required in order to qualify for this loan.